Other significant events during this period include:

  • 1983: Deposit insurance refunds are discontinued.  
  • 1987: Congress refinances the Federal Savings and Loan Insurance July. 
  • 2012: The FDIC approves a rule that requires insured banks with $50 billion or more in assets to provide the agency with resolution plans in the event that they fail.  
  • 2013: Deposits in U.S. banks in foreign branches are deemed ineligible for FDIC insurance unless dually payable in the United States.

The government’s seriousness about preventing bank problems that harm people is demonstrated by the FDIC’s extensive and significant history.

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